CNP Registration Document 2010 - Page 2

Contents 1 PRESENTATION OF CNP ASSURANCES 1.1. 1.2. 1.3. 1.4. 1.5. Profile Providing insurance for over 150 years Presentation of businesses and strategy Governance Selected financial and socially responsible investment information 3 4 5 6 9 10 2 CORPORATE GOVERNANCE AND INTERNAL CONTROL Report of the Chairman of the Board of Directors of CNP Assurances Governance Corporate governance structures Remuneration Internal control and risk management Statutory Auditors’ report on the report prepared by the Chairman of the Board of Directors (Article L.225-235 of the French Commercial Code) 2.7. Statutory Auditors’ special report on related-party agreements and commitments 2.1. 2.2. 2.3. 2.4 2.5. 2.6. 13 14 27 31 45 54 64 66 3 2010 BUSINESS AND FINANCIAL REVIEW 3.1. 3.2. 3.3. 3.4. 3.5. Significant events of the year Market and business review Financial review Embedded value Social and environmental information 73 74 77 83 88 99 4 FINANCIAL STATEMENTS 4.1. 4.2. 4.3. 4.4. 4.5. 4.6. Consolidated financial statements Notes to the consolidated financial statements Statutory Auditors’ report on the consolidated financial statements Company financial statements at 31 December 2010 Notes to the Company financial statements Statutory Auditors’ report on the company financial statements 107 108 119 222 224 231 274 5 ADDITIONAL INFORMATION ABOUT THE COMPANY AND ITS CAPITAL 5.1. 5.2. 5.3. 5.4. 5.5. 5.6. 5.7. 5.8. 5.9. Annual general meeting of 6 May 2011 General information – Company information General information – Information about the Company’s capital Annual information document Board of Directors’ report to the 2011 Annual General Meeting on CNP Assurances’ share grant plans Summary table of the authorisations granted by the Annual General Meeting to the Board of Directors of CNP Assurances Transactions carried out in 2010 under the share buyback programme Person responsible for the information and the audit of the accounts Fees paid to the Statutory Auditors 277 278 286 289 302 304 305 306 308 310 311 313 314 Registration Document concordance table Information relating to the Management Report of the Board of Directors of CNP Assurances Annual Financial Report thematic cross-reference table

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